Overdraft Protection

Overdraft Protection

Overdrawing on your account can be costly and embarrassing. We can offer an Overdraft Privilege Program to cover you in case you don't have enough money in your account to cover a transaction.

Coverage on checks and automatic bill payments is automatic. But you are not covered on check card and ATM withdrawals unless you opt-in for such coverage.

Summary
  • Coverage in case you overdraw on your account
  • Automatic coverage on checks and automatic bill payments*
  • Must opt-in for one-time check card and ATM transactions
  • $30 each time an insufficient item is presented
  • Avoid extra return check fees
  • Retain ability to make purchases when necessary

*We pay overdrafts at our discretion and do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize your transaction, it will be declined.

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