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Business Banking
At Decatur State Bank, we are committed to serving our communities through a strong commitment to economic growth. We offer a variety of business accounts and services structured to provide a high quality return to our customers. Along with every account, we offer FREE online banking with 24/7 real time access to your accounts including:
Real Time Balances
Balance Transfers
Cash Management functions such as Bill Pay, ACH Origination, Payroll and Tax Payments
Whether you have been in business for years or just starting out come by one of our locations and talk to a customer service representative today. We look forward to helping you and your business reach your financial goals.
Checking
Business Account
$100 minimum opening deposit
$400 or higher balance no Service Charge
Balance fall below $400 $4 month
No Fees associated with deposits
No transacation limitations
No handling fees for returned checks
Free Check Card
Money Market
$1,500 minimum opening deposit
$6 month if balance falls below $1,500
Earn Higher Rate on Balances over $ 10,000
Free VISA Check Card
Limited to 6 withdrawals per month with only 3 by check, draft or similar order to 3rd parties.
If in Excess of limitations, $2 per transaction
Interest credited monthly
Credit Cards
MasterCard/Visa
low interest rate
No Annual Fee
Must have a checking account
$5 month service charge
Auto pay from checking
Decatur State Bank is the business loan expert. Our officers have well over 100 years of lending experience in our communities. We can finance anything from an equipment purchase to a multi-million dollar acquisition. Along with our personalized service our decisions are made right locally and in a timely manner. Come in and speak with one of our loan officers today. Decatur State Bank has been an integral partner in the growth of our community for over 50 years and will continue to be for many more.
Business Loans
Real Estate
Construction
Equipment
Line of Credit
Rates and terms vary
Merchant Capture
Deposit directly from your place of business
Faster Check processing
Internet required
No software to buy, install or maintain
Cash Management
Pay Bills
Payroll
ACH payments
ACH Receipts
Collections
Tax Payments
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