In Touch Rewards Checking
Store your green in an interest bearing checking account that makes it easy to make a lot more. In Touch Rewards Checking pays a more-than-healthy interest rate along with ATM fee refunds nationwide—not just in Decatur, Gentry, and Siloam Springs, but nationwide!
Get these perks and more with no minimum balance or per-check fees. Sign up today and watch your balance grow!
- Summary
- Free, high-interest checking account
- 0.75 % APY* on balances up to $25,000
- 0.50 % APY* on amount of balance over $25,000
- 0.10 % APY* on entire balance if qualifications are not met
- Nationwide ATM fee refunds**
- No monthly service fee
- No minimum balance requirement
- Unlimited checking
- Free Visa® check card
- Free online banking with bill pay
- Free E-Statements
- $100 minimum deposit to open
- FDIC insured
Qualifications
The best part about In Touch Rewards Checking perks is it's much easier than being a rock star to get them. Simply do the following within each monthly qualification cycle, which makes your life easier anyway:
- Have at least 9 debit card purchases post and clear
- Have at least 1 automatic payment or direct deposit post and clear
- Access online banking
- Receive free E-Statements
If you don't qualify, don't worry. In Touch Rewards Checking always provides free, unlimited checking. You'll even still earn our base rate of 0.10% APY*. And you can get right back to the full rewards the very next qualification cycle.
*Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 10/10/2011.
Rate tiers are as follows: 0.75% APY applies to balances of $0.01 - $25,000 and 0.50% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.10% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.75% APY - 0.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.
Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
**ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle.
